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Posted on October 1, 2018 - 11:42 AM
by Miguel Brionez
Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be...
Posted on September 16, 2018 - 11:42 AM
by Miguel Brionez
An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property...
Miguel is a truly kind and caring individual who loves what he does. He is extremely hard-working and immensely patient. We were purchasing from out-of-state and he went on our behalf to many many properties which he videoed so we could really get a feel for them and we spoke at length about them so we could zero in on our 'ideal' house. He's a 'people-person' and works to understand the sellers' agents so that he can position his client in the best possible way. We worked with Miguel for 4 months, I think, and would highly recommend him. Once we made an offer on a house, he kept us informed every step. His wife, Chelsea, is also involved in the business and she is equally as wonderful and professional to work with. Additionally, he recommended excellent people for mortgage loans and homeowners insurance. You won't go wrong with Miguel and Chelsea. Karen L. & Laura R.
Miguel was very responsive to my needs, willing to show properties with very little notice and went above and beyond when I was ready to make my offer.He stayed in contact with me every step of the way. Because I was looking for a certain type of financing, he went out of his way to find me a bank that had the exact product I was looking for.Teresa R.